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Terms & Conditions

These Terms & Conditions govern your access to and use of the website, products and services provided by Alang Credits and Holdings Private Limited (“Company”, “we”, “our”, or “us”).

By accessing or using this website, you agree to comply with and be bound by these Terms & Conditions.

1. Use of Website

Users agree to use this website only for lawful purposes and in accordance with applicable laws and regulations.

Unauthorized use of this website may result in legal action and restriction of access.

2. Loan Applications

Submission of a loan application through this website does not guarantee approval or disbursement.

Loan approval is subject to:

  • Eligibility verification

  • Documentation review

  • Internal credit assessment

  • Applicable company policies

3. Accuracy of Information

Users are responsible for providing accurate, complete and updated information while applying for loans or using our services.

Submission of false or misleading information may result in rejection of application or legal action.

4. Interest Rates & Charges

Interest rates, processing fees, penalties and other charges may vary depending on:

  • Loan product type

  • Applicant profile

  • Repayment capacity

  • Applicable policies and regulations

All charges and terms will be communicated before final loan disbursement.

5. User Obligations

Users agree not to:

  • Use the website for unlawful activities

  • Attempt unauthorized access to systems or data

  • Provide misleading or fraudulent information

  • Disrupt website functionality or security

6. Intellectual Property

All content, design elements, logos, graphics, text and website materials are the property of Alang Credits and Holdings Private Limited unless otherwise stated.

Unauthorized reproduction, copying or distribution is prohibited.

7. Limitation of Liability

The Company shall not be liable for any direct, indirect, incidental or consequential damages arising from the use of this website or services.

We do not guarantee uninterrupted or error-free access to the website at all times.

8. Third-Party Services

Our website may include third-party integrations such as:

  • Payment gateways

  • Analytics services

  • Verification providers

We are not responsible for third-party service availability, policies or actions.

9. Privacy

Use of personal information is governed by our Privacy Policy available on this website.

10. Changes to Terms

We reserve the right to update or modify these Terms & Conditions at any time without prior notice.

Updated versions will be posted on this page.

11. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of India.

Any disputes shall be subject to the jurisdiction of the competent courts.

12. Contact Information

For any questions regarding these Terms & Conditions, please contact us:

Alang Credits and Holdings Private Limited

Address: J-38 B, Central Market, Lajpat Nagar, New Delhi, Delhi, India - 110024

Phone: +91-888 2222 855

Email: info@alangcredits.com

Important: Loan approval, disbursement and repayment terms are subject to eligibility, internal policies, applicable laws and regulatory guidelines. Terms & conditions apply.

Need More Information?

Contact our support team for any assistance regarding our services.